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Small-deposit tenant: deposit ceiling for top-priority protection

₩165,000,000 in SeoulKRW deposit, Seoul

Set by enforcement decree and revised as prices move, so a figure quoted from an old guide is routinely wrong by tens of millions. It is also the figure most often misread as a safety guarantee: being under it protects a portion of the deposit ahead of secured creditors, not the deposit.

Applies to
Residential tenants testing whether they fall within the small-deposit tenant category, which varies by region
Review cadence
Checked once a year

What we have recorded

  1. 2026-10-08
    ₩165,000,000 in Seoul

    Seoul's figure. Other regions have their own, lower, thresholds — the Seoul number should never be applied outside it. The tenant must have met the opposing-power requirements before the auction commencement registration, and the total paid out under this rule is capped by reference to a share of the housing's value.

    Enforcement Decree of the Housing Lease Protection Act

One reading so far. This becomes a history the first time the figure moves while we are watching — which is the part that cannot be reconstructed later.