Industrial accident insurance: overall average rate

1.47% average% of payroll, paid entirely by the employer

Useful for a first pass at a hiring budget and misleading if left there. The rate that actually applies comes from the workplace's industry classification, and the spread across classes is wide enough that using the average for a construction or manufacturing site materially understates the cost. Recorded as an average, labelled as an average.

Applies to: Employers, as a planning average only — the applicable rate is set by industry classification
Review cadence: Checked once a year

What we have recorded

2026-01-01
1.47% average
Overall average across industry classes, with a separate commuting-accident rate. Paid in full by the employer; nothing is deducted from the employee. Re-derive any budget against the workplace's own industry classification code before relying on it.
Ministry of Employment and Labor — 2026 industrial accident insurance rates

One reading so far. This becomes a history the first time the figure moves while we are watching — which is the part that cannot be reconstructed later.