HUG deposit return guarantee: application window within the lease term

Before half the lease term has elapsed% of the lease term elapsed

The deadline that turns a good intention into nothing. Tenants routinely sign first and look at the guarantee later, and 'later' has a hard edge halfway through the term. Recorded as a proportion rather than a date because it moves with the length of the lease — half of a two-year term is a year, half of a one-year term is six months.

Applies to: Tenants applying for the deposit return guarantee after the lease has already started
Review cadence: Checked quarterly

What we have recorded

2026-10-08
Before half the lease term has elapsed
Generally the application must be made before half of the lease term has passed. This is why eligibility is a pre-contract question: a property that cannot be guaranteed is a property whose deposit has no institutional backstop, and discovering that in month thirteen of a twenty-four month lease leaves nothing to do about it.
Korea Housing and Urban Guarantee Corporation — deposit return guarantee application conditions

One reading so far. This becomes a history the first time the figure moves while we are watching — which is the part that cannot be reconstructed later.